Wildfire-Only High-Value Homeowners
Dedicated excess liability solutions provider offering high-limit coverage for complex risks, with expertise in layered insurance programs and capacity placement.
Product Overview
Red Fox Risk offers primary wildfire-only coverage for high-value homes with wildfire exposure. Each home is individually underwritten based on its location, property characteristics, and access to fire protection.
Coverage is available in AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, and WY, with limits up to $10 million. Properties with multiple wildfire losses or little to no fire protection or access are outside the program’s appetite.
Insurance Partners
Underwriters at Lloyd’s
Red Fox Risk is a Lloyd’sCoverholder, with capacitysupported by underwritersat Lloyd’s.
- Lloyd’s-backed primary coverage
- Individually underwritten risks
- Up to $10 million in primary capacity
Product Highlights
Wildfire-Only Coverage
Primary wildfire protection for high-value homes with wildfire exposure.
Up to $10M in Limits
Coverage limits up to $10 million, with each home individually underwritten.
Western State Availability
Available in AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, and WY.
Eligibility Considerations
Homes with multiple wildfire losses or little to no fire protection or access are outside the program’s appetite.